Dean Rathbun picture

Dean Rathbun

Executive Vice President

Updated on 10/9/2026

NMLS# 98516 38+ years of experience

Mortgage Expertise. Exceptional Service. Results That Close. Dean Rathbun is an experienced mortgage professional recognized for his commitment to client service, extensive product knowledge, and ability to navigate complex financing scenarios. Dean has served borrowers and real estate professionals...

Connect with Dean

Direct Phone (888) 455-2847
Email Address dean+local@deanrathbun.com
Local Market Palm Springs, CA

Get to Know Me

About Dean

Mortgage Expertise. Exceptional Service. Results That Close.

Dean Rathbun is an experienced mortgage professional recognized for his commitment to client service, extensive product knowledge, and ability to navigate complex financing scenarios. Dean has served borrowers and real estate professionals since 1988 across several of the nation's most active and high-value real estate markets. Dean brings a combination of local market knowledge, broad lending capabilities, and a relationship-driven approach to mortgage financing.

A Multimarket Mortgage Professional

Dean serves clients throughout Orange County, Los Angeles County, Riverside County, San Diego County, and Maui, Hawaii. His lending reach extends thourgh California, Hawaii, Oregon, Colorado, Arizona, Utah, and Tennessee.

This multistate footprint allows him to work with a diverse range of borrowers, properties, and financing needs while maintaining a strong emphasis on personal attention and professional relationships.

Product Knowledge and Financing Solutions

Dean's approach to mortgage lending goes beyond simply quoting an interest rate. His focus is on understanding each client's financial objectives, identifying appropriate financing strategies, and helping borrowers navigate the complexities of today's mortgage market.

Whether assisting with a primary residence, a high-value property, an investment property, or a more complex lending scenario, Dean emphasizes finding practical solutions tailored to the individual transaction.

Service, Communication, and Closing Execution

In mortgage lending, expertise matters—but execution matters just as much. Dean's business philosophy emphasizes responsive communication, attention to detail, and collaboration with real estate agents, borrowers, escrow professionals, and other transaction partners.

His objective is to make the financing process as clear and efficient as possible while helping clients and real estate professionals move transactions toward a successful closing.

A Relationship-Driven Business

Dean believes that long-term success in mortgage lending is built on trust, consistency, and results. By combining lending experience with personalized service and a broad understanding of mortgage products, he strives to be a dependable resource for clients and real estate professionals alike.

Dean Rathbun: experienced guidance, versatile financing solutions, and a commitment to getting the deal done. NMLS 98516 DRE 00998943

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Conventional Loan FHA Loan VA Loan Jumbo Loan First Time Buyer Dpa Bank Statement Non Qm Dscr Investor Construction Reno Reverse Hecm Heloc Seconds Physician Professional Self Employed
First Time Homebuyers Luxury buyers Veterans / military Self Employed Business Owners Retirees Downsizers
Palm Springs, CA Cathedral City, CA Palm Desert, CA Desert Hot Springs, CA Rancho Mirage, CA Indio, CA San Bernardino, CA Moreno Valley, CA

NMLS# 98516

DRE 00998943

Licensed in: AZ, CA, CO, OR, TN, UT

38 years in the mortgage business

Last 12 months: 265 funded loans totaling $125K

Certified Military Housing Specialist. Divorce Mortgage Specialist. Family Trust Mortgage Planning

Golf, Healthy Habits and Charity

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Reviewed and enriched with local market insights by Dean Rathbun

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Straight answers on the loans I work with most, written for buyers here.

Dean Rathbun picture
Dean Rathbun picture

Dean Rathbun

Executive Vice President

Dean Rathbun | NMLS: 98516

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