If you're considering buying a home but are concerned about the down payment, don't let it discourage you. We offer down payment assistance to qualified buyers. Discover how Dean Rathbun can help make homeownership a reality for you.
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Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year-two years for employment related requests.
FCB defines a First-Generation Homebuyer as:
Grant funds will be applied in the following order at closing:
1.) Closing Costs
2.) Pre-paid taxes and insurance
3.) Discount points
4.) Upfront Mortgage Insurance Premium (FHA UFMIP - no split, Conventional single premium or up front portion of split premium)